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Loan Rates

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No Application Fee | No Teaser Rates | No Teaser Terms | No Bundled Rate Reduction


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FirstEnergy Credit Union Loan Rates
Type of Collateral Max Amount Financed Max Length Loan APR* as low as
Cars and Small Trucks
(up to 1 ton capacity)
New1: 100% financing
Used: 100% of NADA Avg Retail
1-7 years old
1-7 years old
1-5 years old
1-2 years old
1-2 years old
36 months
48 months
60 months
72 months
84 months
3.25%
3.25%
3.25%
3.50%
5.00%
Boats, Campers, Recreational Vehicles, Travel Trailers, Motor Homes
New or Used
Used: 1-10 years old
New: 90% of
Purchase Price

Used: 90% of NADA
Avg Retail
36 months
48 months
60 months
72 months
84 months
96 months
120 months
5.25%
5.25%
5.25%
5.50%
5.75%
6.00%
6.25%
Motorcycles, ATV, JetSki (titled)
New or Used
Used: 1-10 years old
New: 90% of Purchase Price
Used: 90% of NADA Retail
48 months
60 months
72 months
4.75%
4.75%
5.75%
       
Shares Pledged 100% of Deposit Amount 36 months
48 months
60 months
72 months
84 months
2.75%
2.75%
2.75%
3.25%
4.00%
Unsecured Loans Up to $10,000 12-48 months 9.25%

1 New means never titled and less than 50 miles on the odometer.

*APR= Annual Percentage Rate.

Financing for qualified FirstEnergy Family Credit Union members.  Actual rate may vary based on credit worthiness, age of vehicle and the terms of the loan.  Your rate can be higher or lower depending on credit performance. 

Rates are subject to change without notice.
 


Loan Application




FirstEnergy Family Credit Union
575 White Pond Drive, Suite E
Akron, Ohio 44320-1184
(330) 535-3611
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Copyright 2019  FirstEnergy Family Credit Union, Inc., All rights reserved.

Website created by CommonBond Communications, Inc.

*Home Equity Loans – APR = Annual Percentage Rate. Rates as low as 3.99% for up to 60 months. Actual rate may vary based on credit worthiness and the terms of the loan. Your rate can be higher depending on credit performance. Financing up to 80% of the appraised value of primary residence is available. Rates are subject to change without notice. Home Equity loans currently financed through the credit union may be subject to additional processing fees. For a limited time, FEFCU will pay all processing fees up to $400. Processing fees include appraisal, flood determination, title search, title insurance, mortgage document preparation and recording fees. $400 based on a $43,000 loan on a primary residence located in Summit County. Additional fees may apply based on amount of loan and county in which the primary residence is located. To qualify for the limited time, "Low Fee" special you must draw $30,000 for your first advance for 36 months. Actual rates, fees, and terms are based on those offered as of the date of application and are subject to change without notice. If you pay-off the loan for any reason within 36 months, a $400 fee reimbursement charge will apply to reimburse processing fees. NMLS ID: 813333

1 - Vehicle Loans – *APR = Annual Percentage Rate. Rates as low as 2.99% for up to 60 months. Actual rate may vary based on credit worthiness, age of vehicle and the terms of the loan. Your rate can be higher depending on credit performance. Financing up to the NADA average retail value of the vehicle is available. Rates are subject to change without notice.

*Vehicle loan gas card – This offer is valid only for loans over $10,000 with a minimum term of 24 months. Loans currently financed with FEFCU are not eligible for this offer.