Privacy Policy

FACTS WHAT DOES FIRST ENERGY FAMILY CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?

 

Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

 

What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and account balances
  • employment information and income
  • payment history and transaction history
When you are no longer our customer, we continue to share your information as described in this notice.

 

How? All financial companies need to share members€™ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members€™ personal information; the reasons First Energy Family Credit Union chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information Does First Energy Family Credit Union share? Can you limit this sharing?
For our everyday business purposes –
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus
Yes No
For our marketing purposes – to offer our products and services to you Yes No
For joint marketing with other financial companies Yes No
For our affiliates’ everyday business purposes – information about your transactions and experiences No We don't share
For our affiliates’ everyday business purposes – information about your creditworthiness
No We don't share
For our affiliates to market to you No We don't share
For nonaffiliates to market to you No We don't share

 

Questions? Call 330-535-3611 or go to www.fefcu.com

 

What we do
How does First Energy Family Credit Union protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does First Energy Family Credit Union collect my personal information? We collect your personal information, for example, when you
  • open an account or show your government-issued ID
  • apply for financing or show your driver's license
  • give us your wage statements
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates€™ everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State law and individual companies may give you additional rights to limit sharing.

 

Definitions
Affiliates Companies related by common ownership or control. They can be financial and
nonfinancial companies.
- First Energy Family Credit Union has no affiliates
Nonaffiliates Companies not related by common ownership or control. They can be financial and
nonfinancial companies.
- Nonaffiliates we share with can include insurance companies, government
agencies, financial statement publishers or printers, mailhouse, mortgage service
companies, consumer reporting agencies, and data processors
Joint Marketing A formal agreement between nonaffiliated financial companies that together market
financial products or services to you.
- Our joint marketing partners include loan recapture programs

Other important information