Joining FirstEnergy Family Credit Union is easy! In fact, we strive to make transacting all your business with us as easy and convenient as possible. With this one simple application, you can become a member of FEFCU making you eligible for our low- and no-cost services. For more information on membership please review our membership page.
Simply complete our Membership Application and submit it to us. All the information below needs to be completed for membership in the FirstEnergy Family Credit Union. After you submit the application, a membership card, requiring a signature will be mailed to the address you provide below. When returning the membership card, you must include a copy of your driver's license and a minimum initial $5.00 deposit to open your new account. Your initial deposit will be made to your Primary Share Account. Remember, you must be eligible to join FirstEnergy Family Credit Union... either as an employee of the FirstEnergy Corp. or as a family member of an existing FirstEnergy Family Credit Union member.
If you are an eligible member looking to join the FE Credit Union to apply for a loan, please fill out both a membership and a loan application.
*Home Equity Loans – APR = Annual Percentage Rate. Rates as low as 3.75% for up to 60 months. Actual rate may vary based on credit worthiness and the terms of the loan. Your rate can be higher depending on credit performance. Financing up to 80% of the appraised value of primary residence is available. Rates are subject to change without notice. Home Equity loans currently financed through the credit union may be subject to additional processing fees. For a limited time, FEFCU will pay all processing fees up to $400. Processing fees include appraisal, flood determination, title search, title insurance, mortgage document preparation and recording fees. $400 based on a $43,000 loan on a primary residence located in Summit County. Additional fees may apply based on amount of loan and county in which the primary residence is located. To qualify for the limited time, "Low Fee" special you must draw $30,000 for your first advance for 36 months. Actual rates, fees, and terms are based on those offered as of the date of application and are subject to change without notice. If you pay-off the loan for any reason within 36 months, a $400 fee reimbursement charge will apply to reimburse processing fees. NMLS ID: 813333
1 - Vehicle Loans – *APR = Annual Percentage Rate. Rates as low as 2.75% for up to 60 months. Actual rate may vary based on credit worthiness, age of vehicle and the terms of the loan. Your rate can be higher depending on credit performance. Financing up to the NADA average retail value of the vehicle is available. Rates are subject to change without notice.
*Vehicle loan gas card – This offer is valid only for loans over $10,000 with a minimum term of 24 months. Loans currently financed with FEFCU are not eligible for this offer.